If I Can Get Out of Debt, So Can You!

Roughly $6,000 later...I'm down to my last 2.. let me repeat that. TWO of Six remaining debts. 

Today, I made my last payment of $184 to student loan #3 and closed the door to that bad decision, never to relive the mistake of taking a loan out for something that I can't pay for in cash. 

I love the feeling of knocking these debts off my list, one by one. Sometimes I get a little ahead of myself and start thinking about how much i'll be able to save once i'm completely free from these last 2 mistakes and what kind of freedom I will experience. 

My life will be completely different.

I started this blog in June 2014 and I've gone from $47K in debt to just under $29K. In 1 year i've scraped up nearly $20k to get these things out of my life. In 2013 I would have never dreamed this was possible! This year, i'm determined to dream a little bigger and pay the last $29K off in 12 months.

Can I do it?

I think I can but stick around and see for yourself! I'll show you how I do it. 

This is A Girls Journey to Financial Freedom.

Do you want to learn more about how to get out of debt? Send me a message and tell me about your own debt problems. Follow me on Twitter @financegirl

Want to Know What Getting a Net Worth Feels Like?

Guess what? I just paid off my credit card today! I made the final $300 payment and i'm not looking back. Goodbye forever, credit card debt.
I'm down to my last 3 debts totaling roughly $31,000, down from $47,000 just 1 year ago. Wow! Can you tell I'm excited?? Whats even better is that next month i'll be paying down the last $2,000 on Student loan #2. I can't believe i'll be down to my last 2 loans and $29,000 of debt after sitting on them for 10+ years. The tunnel is still long, but I am really beginning to see the light at the end and I couldn't be happier. It is an incredible feeling. What will I do when I don't have to send $2,000/mo to debt collectors? I will finally be out of the negative and begin to actually have a net worth at a rate of about $24,000 per year to be specific.
I never gave too much thought to net worth before, but if you're in debt chances are you have a negative net worth. Which sucks! To me, saying, "I have a negative net worth" sounds way crummier than "i'm in debt". I think i'll make that my new mantra when contemplating purchases that aren't in the budget.

Send me a message. Did you love the post or hate it? What would you like the next post to be about? Follow me on Twitter @financegirl

Twitter Acquires TapCommerce and I Reap the Benefits

Twitter, TWTR is up! Finally. This was one of the first of a handful of stocks that I bought about a month ago and traded 10 shares. I was waiting for the right time to sell this one almost as soon as I bought it since it's been going sideways with a downward slant for weeks, it seems! (This could just be my emotions talking.) But this past week something shifted and it has been on the rise. Yesterday it closed at $40.97 up from what I paid, $34.70. That's a 15% gain! A quick Google search lead me to believe that it could be due to reports of a deal to buy TapCommerce, a mobile advertising company. The price? A cool $100M.

My goal with the stock market is to make reduced risk and conservative trades, cap my loses, and get out while i'm up enough to make a profit. Twitter, you're on my watch list!

Send me a message. Did you love the post or hate it? What would you like the next topic to be? Follow me on Twitter @financegirl